My Dilbert Financial Test

1. Make a will - @TODO
   
2. Pay off your credit cards - DONE, never had debt.
   
3. Get term life insurance if you have a family to support - @TODO
   
4. Fund your 401k Pension to the maximum - DONE
   
5. Fund your IRA ISA's to the maximum - @TODO, I'm about 60% done.
   
6. Buy a house if you want to live in a house and can afford it - @TODO
   
7. Put six months worth of expenses in a money-market account - @TODO, only have 2 months.
   
8. Take whatever money is left over and invest 70% in a stock index fund and 30% in a bond fund through any discount broker and never touch it until retirement - DONE
   
9. If any of this confuses you, or you have something special going on (retirement, college planning, tax issues), hire a fee-based financial planner, not one who charges a percentage of your portfolio - NO NEED
   

3 out of 8 is not particularly impressive...

Dilbert's 'Unified Theory of Everything Financial'